Unclaimed property consists of bank accounts, wages, utility deposits, insurance policy proceeds, stocks, bonds, and contents of safe deposit boxes that typically have been abandoned for one to five years.
Funds become unclaimed because the company loses track of the consumer, due to an incorrect address or other missing information.
By law, these funds are escheated, or turned over, to the Department of State Treasurer for safekeeping.
As new funds are added, the NC Cash database is updated, which means that your name could be listed right now.
You may be Richer Than You Think!
How does property become “unclaimed?”
- Loss of communication – owner does not notify of address change.
- Oversight – owner does not complete required information updates.
- Mail lost or returned to the holder (Entity “holding” the unclaimed funds) by the post office- no follow-up by the holder.
- Mail received by the owner – no action taken.
- Holder (Entity “holding” the unclaimed funds) did not perform proper due diligence.
Search for Unclaimed Property
- To Search for unclaimed property in North Carolina, click here.
To search for funds, enter last name or business name in the Last or Business Name field and your first name in the First Name field. To narrow your search results, enter a city or zip code.
Select the property(ies) you wish to claim. Initiate a new search for the property reported under a different name but may be owed to you. Try using nicknames, common misspellings or when applicable, maiden name.
Once you have selected all properties you want to claim, select “View Claimed Properties”. Select your relationship to each property being claimed and click “File Claim”. Enter claimant information and click “Next” to file the claim.
This is a free and secure service provided by North Carolina Unclaimed Property to claim your lost funds.